Why do we have insurance, when insurance companies don’t want to pay anything?

Why do we have insurance, when insurance companies don’t want to pay anything?

Why not just save the money in the bank? Lets bankrupt the insurance companies… tell them to go to hell. I ain’t paying $100 a month for nothing…. and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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What is the difference between ordinary life insurance and term insurance?

I heard about term insurance” whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two?”


College student and no health insurance?

For all of my high school years, I was on state heath insurance. I am turning 19 at the end of this month and will begin college classes this summer, but I am really worried about not having health insurance (my services end when I turn 19.) I have bulimia and I go to therapy once a week and see a physician once a month, so it is pretty imperative that I have health insurance. I am just wondering if I will just have to be without health insurance until I’m an adult and can afford it? Or is there something out there for college students? Thanks


Why are my home insurance premiums so high?

When we bought our house we were paying 350 a year, we have not had any claims at all and insurance kept going up. so we swiched companies and now paying 720 a year, and when im quoted from every other company its anywhere from 700-1000 a year. our house is only worth 70000, my mom pays 350 a year and her house is worth 250000 with outbuildings. Why are my prices so much higher when i have not had any claims? we are in illinois


Besides the Parkland Healthcare plan does Texas have a more resources for those who dont have insurance? My mom needs to see a GI specialist?

Besides the Parkland Healthcare plan does Texas have a more resources for those who dont have insurance? My mom needs to see a GI specialist?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we’re waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks


Car insurance in Toronto, Ontario?

i need help find a cheap car insurance in Ontario. If any one can suggest a place


Car insurance question!?

Sorry of his sounds dumb, but I’m 15 and want to get a car. When a kid gets his or her liscense does the insure cost more or the same if they have their own car or not? Let’s say kid a has a liscense but no car so she uses her parents car every once in a while. Kid b has her own car. Which insurance would cost more or would hey be the same? (just assume they both had he same exact car and grades)


Why do we have insurance, when insurance companies don’t want to pay anything?

Why not just save the money in the bank? Lets bankrupt the insurance companies… tell them to go to hell. I ain’t paying $100 a month for nothing…. and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Term Life Insurance Ownership?

My wife and I are in our 40’s and 50’s. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn’t make much difference who owns them, because the value (estate) taxed is only one year’s premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there’s no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I’m confused. What ownership is the best? What is the benefit of that choice? Thanks for your time.


Best dog insurance including spaying?

I live in California and have a 5 month old puppy. She is supposed to get spayed in a week and someone suggested that I get dog insurance because it may cover the costs. First off, does the insurance actually cover spaying, if so, which is the best insurance to get? I did a little research and seems like you have to pay about $20 more a month to be on a plan that pays for spaying, is it possible to get the better insurance for like 2 months then downgrade to the less expensive stuff or am I stuck for a whole year paying that price?


I need to know if Health Insurance my employer takes out of my check comes out of gross or net?

I need to know if Health Insurance my employer takes out of my check comes out of gross or net?


Is the cost of car insurance increased when you drive a coupe as opposed to a sedan?

I want to buy an acura integra and i want to know if the 2 door would be more expensive to insure than the 4 door because of the 2 door’s sportier appearance. I’m almost 19.


Car Insurance for a 17 year old!! ?

Is anyone else struggling to find at least a reasonable price for car insurance? The cheapest quotes i am getting is £4,900 on a 206!! Am I doing something wrong, i’ve checked multiple car insurance sites and can’t find anything jus below 5 grand. How the hell do insurance companies think 17 year olds can afford this? It’s daylight robbery?


I’m looking for a PCP to send my 8 yr. old to. I also need the best insurance recommendation?

I just moved to Kansas City, MO near the Plaza. I am in the process of choosing an insurance plan for my son who’s on disability. My choices are: Mercy CarePlus, Childrens Mercy (fhp), Health care USA, and Blue Cross Blue Shield of KC. Which in your opinion is the best of these choices? Also I’m looking for a good PCP for him. He is an Aspie with ADHD. I need a doctor who provides quality care for special needs children.


Need home appliance protection insurance in Wisconsin?

Need home appliance protection insurance in Wisconsin?


Is insurance expensive on an ’01 Hyundai Tiburon?

Is insurance expensive on an ’01 Hyundai Tiburon?


Why do we have insurance, when insurance companies don’t want to pay anything?

Why not just save the money in the bank? Lets bankrupt the insurance companies… tell them to go to hell. I ain’t paying $100 a month for nothing…. and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can anyone tell me about selling insurance as a career?

A friend of the family sales insurance through State Farm. He has offered to mentor me and show me the ropes in the insurance business. I know absalutly nothing about insuarance. Is ita good career? Is it difficult to do? How much money do you make? Im in California. thanks


Can someone tell me wher to find a DMV in allentown PA?

I need to register my car in PA but i can’t find a DMV….so weird.


What is the advantage of Term Insurance?

Are there any advantages of term insurance?


Apply Unemployment Insurance california recently moved to NV?

I was a resident in california but recently moved to NV. i paid tax to CA in the last 5 years. will that be a problem if i use NV address ?


How much might health insurance cost per year for a healthy 22-year-old?

Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.


Help with Car Insurance?

My current car insurance will expire tomorrow at 11:59pm and the new one will take effect at 12:01am. Am I going to have an issue with that 1 minute of non coverage? I know this might sound silly but I just don’t know if that will be some kind of an issue. Any help is appreciated. Thank you.


What is the difference between wc and health insurance?

besides the fact that worker’s compensation covers you for job related injuries… Also, if you have both, then can you get covered by both? And if you have health insurance, can you still sue the person liable?


How much a month for car insurance for a beginning 16 year old driver?

How much a month for car insurance for a beginning 16 year old driver?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Pet Assure Insurance?

Mommytobe. This is a discounted service. Like the person above you pointed out you have to use their vets. Luckily the vet in my area that takes this insurance is a vet I know and trust and have used before. I think that any pet insurance will cover regular visits for a small amount. I would personally recommend VPI. Google it and it should be the first result. They are the best, well known, and if it weren’t for Holli’s pre existing condition I would use them. However if you do find a vet that uses vet assure, it is the cheapest for visits, but doesn’t cover pills or visits outside the clinic that uses them. Good luck.


Health Insurance?

I got a new job and switched Health insurance. A few weeks into my new job I had an appendectomy, and the Health insurance company is stating I maxed out” for the year


How much will a dental insurance home depot worker cover? like the average.. for orthodontics?

in canada


Question about my car and insurance?

My car payment was due on may 1st well dident have the money to pay it so how long do I have tp pay it before they try and repo it, and also my car insurance is due sat. and said if i dident pay it it cancels at 12am sat. so how long do i have to pay it before they repo my car or if they even do that, Im almost a month late on paying my insurance? Thank You



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Student car insurance help. Anybody else in this situation?

I have recently passed my test and am picking up a car I have bought in two weeks’ time. The car is only a little 1.0L Vauxhall Corsa 2002, paid £2000 for it. I’ve been looking on insurance websites – namely Compare The Market, and the cheapest quote I’ve found is £2436 (£250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for £2000 or less. Any suggestions?


Why do we have insurance, when insurance companies don’t want to pay anything?

Why not just save the money in the bank? Lets bankrupt the insurance companies… tell them to go to hell. I ain’t paying $100 a month for nothing…. and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.


Average docter visit cost in oradell nj w/o insurance?

does anyone know average docter visit cost in oradell nj w/o insurance?


How much auto coverage should I have in Wisconsin?

My insurance agent explained stacking” as: When I have coverage between two cars

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance on a jeep wrangler.?

im buying a jeep for my first car (jeep wrangler). i want to know if the insurance is going to be high, im 16 year old male. my insurance would be geico. if you can compare it to a sports car would it be cheaper?


How much would insurance be on a red 98 Honda Prelude (2door)?

Im 17 year old male with my g2, ive had it for 2 years now and want to find out how much insurance will be before i purchase it. Ive tooken the car driving school and have had one small ticket. also dont want to have to pay to get a ins quote so anything will help! plz help 🙂


How much would insurance be for a 16 year old in GA?

I’m 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week… haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. 🙂


Car insurance help?

If I am not on my boyfriends car or my name is not on his insurance… then what happens if I get in an accident while driving his car? Does his insurance still cover it? or do I have to be on the insurance for that to happen? He has NATIONWIDE INSURANCE FULL COVERAGE and we live in MICHIGAN.


Please help me with an insurance question?

Zahir Antiques recently incurred $568,000 in damages from an earthquake. Massive Mutual is responsible for $347,500 out of a total of $695,000 coverage provided by multiple carriers. If all coinsurance requirements have been met, how much of the loss will be paid by Massive Mutual?


Is this covered by home insurance?

Is this covered by home insurance?


Im placed under my moms insurance- but i live with a freind. and im using there car-?

if im put under my moms car insurance – but im livving in another house hold and using someone elses car – would i still be covered(with my moms insurance)” ? or you cant do that? becuase if i get in an accident in my friends car – does that cover me and them? or me? there car? someone please explain !”


What is the best Pet insurance?

I want to get pet insurance for my 2 dogs. I want something that is affordable ang covers wellness and annual checks


Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?

Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the best health insurance plan for INternational students who are IN USA?

Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce!


Why do we have insurance, when insurance companies don’t want to pay anything?

Why not just save the money in the bank? Lets bankrupt the insurance companies… tell them to go to hell. I ain’t paying $100 a month for nothing…. and then wait months fro them to pay for my stuff. and them looking for reasons not to pay me.


Travel insurance, confusing as hell. Help?

I’m traveling to the US on my own for 2 weeks at the end of October and I’m looking at travel insurance and it’s so confusing. Who do I go with? Who’s the best? I’m 21 and I don’t have any medical conditions.


Temporary insurance on backup bussiness car?

I own a chip route in ga and in process of buying a back up vehicle for my Business. I won’t be using my vehicle very often just when my main vehicle goes down. Can I get temporary insurance or a miles based insurance to save money?


So can I lie about my grades to the car insurance company?

So im 17 and getting my license in a couple of days. Apparently i need car insurance to drive by myself. Seeing as how my parentals want to pay less, they want as much discounts as possible (who doesnt?). So i kinda have like a 2.5 GPA and you need a 3.0 for the discount. So, im thinking i can get a report card, scan it and change the grades. When i do that, i just give it to whatever insurance company and they’ll give me the discount. Sounds fool proof. Now, is it? Can the insurance company find out my real grades? i doubt they actually look. So can someone fill me in?


Pet insurance…….?

I’m considering insurance for my GSD puppy, for life. Any recommendations? Which is cheapest? Is it worth it? I also have cats, and if there are discounts for multiple cats… that would be great. Thanks.


Is it possible for me to obtain my own insurance?

I had insurance under my mother in law, she has had an accident and the car has been writen off. She wants to cancel the insurance. My question is , is it OK for me to purchase a car and get insurance in my own name or do I have to wait until the renewal date.


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